Equipment Financing
Put the right machine in the ground without tying up cash.
Miles Equipment Sales helps you finance trenchers, rock saws, cable plows and directional drills so you can put the right machine to work now and pay for it over time. Estimate a payment below, then tell us what you need — it takes about a minute.
Estimated Monthly Payment Calculator
Finance as low as
$506.91/month
Section 179 Tax Savings*
$5,250
The equipment you purchase may qualify for a tax deduction
Payments shown are estimates for illustration only, based on an assumed 8% annual rate for well-qualified applicants. This is not an offer or commitment to lend. Actual rates, terms and payments depend on credit review, equipment type and lender approval.
Section 179 figures are a simplified illustration at a 21% tax rate and assume the equipment fully qualifies. Deduction limits, phase-outs and your actual rate will differ. Consult your tax advisor.
How it works
Tell us what you need
Share the equipment and the amount. It takes about a minute, and you don't need a quote in hand to start.
We match the financing
We work with lenders who understand this equipment and know what these machines are worth.
Choose your terms
Review the options, pick the payment that fits your cash flow, and get your equipment working.
Why financing can save you money
FAST
24–48 hour approvals
Most applications come back inside two business days, so a machine you need this week isn't stuck waiting on paperwork.
FLEXIBLE
100% financing available
Taxes, shipping and setup can be rolled in, so the machine arrives ready to work without a separate cash outlay.
SIMPLE
Lower documentation burden
Simpler than a traditional bank loan. The equipment secures the financing, so there's less to assemble up front.
SMART
Preserve your cash
Keep working capital where it belongs. Spread the cost of a machine across the years it earns for you.
BUILD
Build business credit
Finance in the company's name and build a credit history that makes the next purchase easier.
TAX
Maximize tax benefits
Section 179 may let you deduct the full cost of qualifying equipment in the year you put it in service.
Start your financing request
No credit pull. Just enough for us to point you at the right financing.
Tell us about the equipment you want to finance.
It's okay if you're still narrowing things down. We'll help guide you through the process no matter where you are today.
Frequently asked questions
Does submitting this form affect my credit?
No. This is a financing inquiry, not a credit application. We don't collect your Social Security number and no credit report is pulled. If you decide to move forward, the lender handles the formal application separately and will tell you exactly what that involves.
How long does it take?
The form takes about a minute. Someone from our team typically follows up the same business day to talk through your options.
What can I finance?
Trenchers, rock saws, cable plows, directional drills, horizontal drills and trucks — new or used, and in most cases parts and service work on equipment you already own. If you're not sure whether something qualifies, ask us.
Do I need a quote before I apply?
No. Plenty of people start here while they're still deciding which machine they need. A quote helps firm up the numbers later, but it isn't required to begin.
Is the payment shown on the calculator what I'll actually pay?
It's an estimate. The calculator assumes a 8% annual rate for well-qualified applicants so you can get a feel for the monthly cost. Your real rate depends on credit, time in business, the equipment itself and which lender fits best.
Can I finance equipment for personal use?
No. This is commercial equipment financing, so the equipment needs to be for business use and the financing is in your business's name.
What if my credit isn't great?
It's still worth asking. Equipment financing is secured by the machine itself, which gives lenders more room than an unsecured loan would. Tell us where you stand and we'll be straight with you about what's realistic.